About Us The TGS Group

Fast approvals, great deals — drive with confidence!

Hundreds of cars, easy finance for all credit types. Collect from local branches or have it delivered to your door.

Get Pre-Qualified Now

No Impact on your Credit Score

About Us

Welcome to TGSCarSales.Finance, the trusted name in used car dealerships and car finance solutions.
As a proud member of the TGS Group, operating under Top Gear Stoke, we are committed to providing a seamless and stress-free car buying experience.

Our mission is simple: to make purchasing a car effortless for everyone, regardless of your credit history.
Whether you’re a prime or subprime customer, have bad credit, CCJs, IVAs, or even missed payments, we’re here to help you find and finance your perfect vehicle.

Why Choose Us?

Finance for All Credit Profiles

At TGSCarSales.Finance, we work with a panel of trusted lenders to secure financing for everyone, including those with:

  • Prime and subprime credit profiles
  • Bad credit
  • CCJs (County Court Judgments)
  • IVAs (Individual Voluntary Arrangements)
  • Missed payments

Flexible and Transparent Options

  • Benefit from soft credit searches that won’t affect your credit score.
  • Explore finance plans with 0% deposit options, making it easier to get started.
  • Get assistance with negative equity to simplify upgrading to your next car.

Extensive Stock of Quality Used Cars

Browse hundreds of quality used cars in a range of makes, models, and budgets. All vehicles are inspected and ready for you to drive away.

Part Exchange Made Easy

Looking to upgrade? Trade in your current car and reduce the cost of your new purchase with our part exchange options.

Convenient Delivery or Collection

Choose to collect your vehicle from our dealership or opt for hassle-free home delivery — the choice is yours.

Expert Support

Our friendly, knowledgeable team is always on hand to guide you through the process, ensuring you feel confident every step of the way.

3 Easy Steps

1

Apply for Finance or Get Pre-Approved

  • Start with a simple, hassle-free application.
  • Our soft credit check ensures you can explore your options without impacting your credit score.
  • Access competitive finance plans tailored to your needs, whether you have bad credit, CCJs, or other challenges.
2

Choose from Our Extensive Stock

  • Browse 100s of quality used cars online or in person.
  • Find the perfect car to match your style, needs, and budget.
  • Benefit from expert advice to make the right choice.
3

Collect or Arrange Delivery

  • Finalize your purchase and decide how you’d like to receive your car.
  • Collect it from our dealership or have it delivered directly to your door.

What Sets Us Apart?

Solutions for Every Credit Profile

We specialize in helping customers with all types of credit, from prime to subprime, including bad credit, CCJs, and IVAs.

Affordable Monthly Payments

Flexible, budget-friendly payment plans tailored to your circumstances.

0% Deposit and Part Exchange Options

Choose a payment plan that works for you and maximize value with part exchange deals.

Local and Trusted Dealer

We’re a used car dealership near you, offering reliable vehicles and expert financing advice.

Regulated and Reliable

As a broker, not a lender, we are authorized and regulated by the Financial Conduct Authority (FCA) to ensure a trustworthy experience.

Start Your Journey Today

At TGSCarSales.Finance, we make buying your next car simple, transparent, and accessible to all. Take the first step towards driving your dream car with a quick, hassle-free finance application.

Apply Now and discover how we can help you secure your next vehicle with ease.

Our Finance Providers