Finance from TGS

Fast approvals, great deals — drive with confidence!

Hundreds of cars, easy finance for all credit types. Collect from local branches or have it delivered to your door.

Get Pre-Qualified Now

No Impact on your Credit Score

Calculate Your Finance

At TGSCarSales.Finance, trading name of Top Gear Stoke, we believe that buying a car should be easy and stress-free. That’s why we’ve streamlined the process into a simple three-step journey:

3 Easy Steps

1

Apply for Finance or Get Pre-Approved

Start with a simple, hassle-free application.
Our soft credit check ensures you can explore your options without impacting your credit score.
Access competitive finance plans tailored to your needs, whether you have bad credit, CCJs, or other challenges.

2

Choose from Our Extensive Stock

Browse 100s of quality used cars online or in person.
Find the perfect car to match your style, needs, and budget.
Benefit from expert advice to make the right choice.

3

Collect or Arrange Delivery

Finalize your purchase and decide how you’d like to receive your car.
Collect it from our dealership or have it delivered directly to your door.

As brokers — not lenders — we have access to a large panel of lenders who are ready to consider all types of credit profiles. Whether you are a prime / subprime customer or have bad credit, an IVA, or a unique financial situation, our experienced advisors are here to help you find the best finance rates available.

To make things even easier, our in-house technology ensures you receive tailored payment plans based on your specific finance rate. Adjust the ‘amount’, ‘term’, and ‘deposit’ sliders on our finance tool to see what fits your budget best.

Our friendly customer advisors are always available to assist you, discuss your options, and finalise your deal. Start your journey with Top Gear Stoke today and experience the ease of financing your next vehicle!